needed help and advise!

Hey! Ken and all gurus,

When i have something to decide, i always take advise and help from this awesome kenstone's website and no doubt it helps me a lot!
So, here you go, Actually my plan is to learn film making course for 1 year in NYFA at New york. But it cost more than 36 thousand dollars. according to my level it is huge money!

To be frank with you i don't have that much of money, but I know i can take loan, but still its a huge money. So what do you think about me do i have to go for it or its a expensive according to my level? Any constructive advise and suggestion for me.

At present i am totally depend on your advise and suggestion?
Thank you